Foreign Investment Insurance
We secure the risk of non-repayment of the loan granted by a bank to finance the foreign investment of a Polish company. If needed, we may also insure the completed investment against political risk or force majeure risk.
Who is it for?
For banks providing financing for direct investment abroad.
What are the benefits for the business owner and for the bank?
Support for investors
The company can obtain a loan to make a direct investment abroad.
An entrepreneur’s disposable assets
The company's assets are not tied up as a collateral securing the investment loan, and may be used to grow the company’s business in other areas.
Lower risk for the bank
The bank shares credit risk with KUKE, as KUKE can cover up to 100% of receivables under the loan agreement.
An opportunity to increase the funding amount
Thanks to the insurance cover provided by KUKE the bank can increase the volume of lending and thus boost its business profits.
Double protection
Foreign Investment Insurance can be combined with insurance of the investment against political risk and force majeure risk.
Elastyczna formuła
The investment may be carried in the form of an acquisition of a foreign company.
Do you have trouble selecting the right solution for your business? Contact us!
Our consultant will help you choose the right package of solutions to support your company's foreign expansion.
How the Foreign Investment Insurance works?
- Need for financing
- A Polish entrepreneur is planning to invest abroad and turns to his bank for loan in order to carry out the investment.
- Finding solutions
- When looking for ways to finance the investment, the bank, the entrepreneur, or both, turn to KUKE for insurance. Bank wants to share the credit risk with KUKE, the exporter needs access to credit without having to present additional security.
- Evaluation and acceptance
- After evaluating the project, KUKE presents the bank with an offer for the Foreign Investment Insurance which will secure timely repayment of the loan, as well as provides cover against any additional risks, depending on location of the investment or specific needs of the investor.
- Financing
- KUKE issues the Foreign Investment Insurance policy and the exporter obtains the bank loan.
- Service
- The bank handles the investment loan. In case the loan is not repaid, KUKE provides the bank with a compensation specified in the insurance policy.
Eligibility criteria
- The subject of the insurance are receivables resulting from a loan agreement
- concluded by a bank with an entrepreneur for the purpose of financing of a foreign direct investment.
- Insurance coverage may also include receivables under a loan agreement
- for the refinancing of another loan extended by a bank to finance a foreign direct investment.
- The maximum loan repayment period is 14 years.
Do you have questions?
Please contact us
Adam Grzybowski
+48 885 855 553
Paulina Więckowska
+48 691 250 872
Solutions for large companies
Manage credit and investment risk comprehensively.
- Our solutions are tailored individually to meet the needs of your business.
- We support sustainable growth of Polish enterprises both in the local market and abroad.
We will help you choose solutions best suited for your business
Other products in our range for banks
Mortgage insurance for the buyer
Our leading solution to protect banks against non-payment or late payment of loans granted to foreign counterparties of Polish exporters or to foreign banks purchasing Polish goods and services.
Working capital loan guarantee for exporters
We guarantee the timely repayment of a working capital loan intended to finance the day-to-day operations of an export contract – both under the guarantee facility provided by KUKE and for individual contracts.
Warranties
We provide counter-guarantees for guarantees issued by banks. A counter-guarantee may be used by an exporter as security for the bank issuing a contract guarantee in favour of the importer.
Payment guarantees for exporters
KUKE payment guarantees ensure the timely settlement of an exporter’s liabilities to its suppliers – both in Poland and abroad. Exporters can also secure the settlement of their liabilities to banks and factors financing invoices issued by the exporter’s suppliers.